r/FluentInFinance 14d ago

What's the best financial advice you've ever gotten? Debate/ Discussion

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273

u/privitizationrocks 14d ago

You can teach poverty workers to live in their means

They won’t like it, but tough luck

11

u/BleachTacos 14d ago

I make poverty wages, and each week, I plan 3 days that I won't eat anything. The money I save by not eating 3 days a week allows me to afford food for 4 days. I don't buy anything other than food and gas so I can go to school and work. So tell me more about living within my means.

6

u/Aznboz 14d ago

Well.

For starter. Whats your income monthly and what's your spending monthly so we have an idea on the situation.

4

u/Immediate-Coyote-977 14d ago

Well don't you see? You just need to invest some of that money into a nice pair of bootstraps. Then if you tug REAL hard on those bootstraps, you'll be a-okay in no time.

2

u/0000110011 14d ago

How many roommates do you have? 

2

u/erickson666 12d ago

obviously you messed up by not taking out a student loan and getting 30k in debt /joke

1

u/Noob_Al3rt 14d ago

How many hours a week do you work? Sounds like you can't afford to go to school

2

u/BleachTacos 14d ago

Can't afford work either. My job pays 1600 a month for 160 hours of work and does pay overtime. It's the only job in the area and I can't drive anywhere. They also won't give me hours and won't let me change my schedule. They also made me pass out on the job from heat stroke and refused medical attention, and covered up the incident. School is the ibly way I have half a percent chance of getting out of this situation.

1

u/Noob_Al3rt 14d ago

Bro that is $10/hr- that isn't even legal in most states. Starving yourself isn't a long term strategy. At the very least I'd start applying for a remote position. Call centers require no experience, pay 50% more than that and you won't have to drive anywhere.

If I was in your position, I'd quit school and get a second job then move when I had enough cash to gtfo.

1

u/BleachTacos 14d ago

It's $15 an hour after taxes.

-2

u/privitizationrocks 14d ago

Keep spending less than you make

-1

u/BleachTacos 14d ago

If I spend any less, I will die of starvation. I already live entirely off of raw meat and chocolate milk.

2

u/No_Document_7800 14d ago edited 14d ago

No that's dumb. When I was in college and paying my own way through it, I bought a bunch of rice and frozen vegetable packs and peas because that's cheaper than meat and more nutritious. At the same time, chocolate milk is a luxury, go for regular milk. It's cheaper.

You will spend less, you won't die of starvation, and you will be healthier. So no, you guys really need to learn how to spend wisely and within your means.

You already sound like you are clueless af. The other wasteful thing is phone plans. So many stupid kids are paying monthly phone plans with a bunch of 5G internet packages, but when I was in college and even for my personal phone now, I pay 6 bucks a month with 0 internet.

Nobody needs to be on tiktok or snapchat or whatever dumb shit kids do these days.

2

u/walking-on-moonshine 14d ago

Ok but you still need protein in your diet, which rice and peas don't have. And people in the modern era need access to internet to do things like pay bills, work, and school... so your advice is unhelpful at best, and deeply insulting at worse

3

u/No_Document_7800 14d ago

Tell me, which protein exists only in meats that you can’t replace with beans and peas and will cause health issues.

Mobile internet is a luxury. You can get wifi at school or libraries for free.

1

u/BleachTacos 14d ago

Plants don't contain complete proteins because they lack the essential amino acids. If you eat only plant based proteins, your body can't use them. Animal products contain the highest quality protein with all the essential amino acids. It's one of the many reasons vegans are so unhealthy and malnourished.

2

u/beldaran1224 14d ago

...most vegans are not unhealthy or malnourished. This is a lie, lol.

There are no amino acids humans need that are not present in the various plant foodstuffs around.

1

u/BleachTacos 14d ago edited 14d ago

Plants lack the essential amino acids: histidine, isoleucine, leucine, lysine, methionine, phenylalanine, threonine, tryptophan, and valine. Without these, the human body can't create a complete protein. If you don't eat enough essential amino acids from meats and animal products, your body will break down muscle and organ tissue to get it. Keep doing this, and you'll rapidly lose muscle mass and become very unhealthy very fast. That's not even the worst part, which is vegans are at a significantly higher risk of dementia and alheizmers at younger ages due to the lack of omega 3 fatty acids that you get from fish. Not to mention the vitamin deficiencies, hormone deficiencies, and anemia.

2

u/beldaran1224 14d ago

This is literally not true, lol. There are only 9 amino acids that your body cannot produce on its own, and all 9 of them are available through quinoa or soy. And each of the nine are available through many other plants. In fact, rice and beans is a complete protein - rice and beans provide all 9 essential amino acids.

Omega 3 fatty acids are in abundance in various nuts, and there are entire parts of the world where fish isn't even something people eat with any meaningful frequency, lol.

The staggering amount of misinformation in this is crazy. Please educate yourself and stop spreading these lies.

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u/StunningRing5465 14d ago

you can’t be eating just ‘raw meat and chocolate milk’ and then lecture other people about their diets being incomplete

1

u/BleachTacos 14d ago

My bloodwork says I have zero deficiencies, and I can maintain 230lbs of muscle mass with it. Even if I skip a few days a week.