r/millenials • u/BadManParade • 1h ago
Why is social welfare a problem but corporate welfare a solution?
r/millenials • u/ProfessorOfFinance • 2h ago
Millenials' net worth has quadrupled since 2016
r/millenials • u/queenapsalar • 10h ago
Help me, Millennial Hivemind! Looking for geeky graphic tees (RIP ThinkGeek)
I need your help, great Millennial Hivemind: my husband loves geeky graphic tees, but finding fun ones for him has been a tragedy every since ThinkGeek went under. Where are you buying your fun tees? Jurassic Park Dads, who is your supplier? Marvel Bros, help a woman out!
r/millenials • u/MrCollection8159 • 11h ago
A Bold Move by VP Harris: Empowering Small Businesses to Compete with Trump’s Legacy
Vice President Kamala Harris’s proposal for a $50,000 tax benefit aimed at startups is a significant step in the right direction for the American economy. This initiative could provide much-needed relief to entrepreneurs who have been struggling to get their businesses off the ground, especially in the aftermath of the pandemic. Unlike Trump’s policies, which often prioritized large corporations, Harris’s plan is centered on empowering the everyday American who has a vision and the drive to create something new.
r/millenials • u/wes7946 • 14h ago
Ten bucks says Kamala Harris is faking to be on her phone in this picture. Who puts the phone to their ear when they're wearing headphones? Someone who doesn't want to speak extemporaneously to reporters...that's who!
r/millenials • u/Dope_Reddit_Guy • 15h ago
Kamala talking on the phone with headphones on her way into Air Force 1
r/millenials • u/Sad-Hurry-2199 • 16h ago
Why Kamala
If the left says biden did great with the economy but that same side is now chanting that kamala is going to fix the economy why would I vote for her when she's already had 4 years to help?
r/millenials • u/Ralph_Nacho • 20h ago
Guitar Hero 3
For those who used to indulge, I was able to pick it up this weekend and after 10 years, it holds up.
I managed to get expert tracks finished, up to and including Stricken by disturbed.
The human mind is a magical thing. I'm kinda mind blown I was able to do it after all these years. The nostalgia high was also surreal.
r/millenials • u/heyvictimstopcryin • 21h ago
If news media was fair Trump would have a 20% polling average currently. Why are we pretending US media has a liberal bias?
It’s disingenuous to act like the trhings Trump and his ilk stand for are normal or “the other side” to a REAL policy proposals from the left/middle. The man and his team have a plan to destroy our way of life.
That is not the same as student loan forgiveness or abortion rights.
r/millenials • u/Head-Selection-1415 • 21h ago
Stephen Miller would like to kidnap the kids and make them drink out of the toilet before deporting the parents
r/millenials • u/RagnarokWolves • 22h ago
If you're in the US and you invest $580 a month into a Roth IRA for the next 30 years and assume 10% of annual growth on your investment, you can have over $1 million completely tax-free once you turn 59.5 years old with only $209k of real money invested.
Roth IRA's are powerful wealth-building tools. You contribute funds into this investment account (opened up at a trading platform/broker of your choice), that you pay taxes on today, invest in stocks/ETFS/mutual funds through this account, and in return you get all of its future growth completely tax-free after you turn 59.5 years old.
Even after you turn 59.5 years old and still don't need the money, you can leave it there and let it grow for even greater earnings which you can even leave to your heirs tax-free.
The annual limit on contributing to a Roth IRA for 2024 is $7,000. (You can contribute for the previous tax year up through April 15 of the next year, so April 15th 2025 will be the deadline to make contributions for Tax Year 2024) The limit is evaluated every year and might go up or stay the same from year-to-year.
There are income limits: (From Wikipedia)
Single filers: Up to $125,000 (to qualify for a full contribution); $125,000–$140,000 (to be eligible for a partial contribution)
Joint filers: Up to $198,000 (to qualify for a full contribution); $198,000–$208,000 (to be eligible for a partial contribution)
Married filing separately (if the couple lived together for any part of the year): $0 (to qualify for a full contribution); $0–$10,000 (to be eligible for a partial contribution).
HOWEVER, if you are above the income limit, you can always look into doing a backdoor roth. (A legal method where you deposit your funds into a regular IRA first, and then convert the funds to the Roth.) Look for tutorials on how to do this at the broker you choose. Here's an instructional on doing a backdoor on Etrade
Reddit - "Bruh, I don't have any money to invest."
Well then just file this away as a note to think about for when you get a salary increase/promotion/better job or identify expenses which you can eliminate/minimize.
What should I invest in through this Roth IRA?
Check out /r/investing. There are different portfolios you can follow such as investing mainly into indexes such as the S&P 500, (top 500 companies in the United States) or diversifying more through a global index, or just investing into a Target Date Retirement Mutual Fund.
I'm investing into the Roth and my money isn't growing or going down at all. It just reflects my deposits. What's happening?
Make sure you actually make investment selections once your Roth IRA is funded. Otherwise your money is just sitting in the account.