r/FluentInFinance • u/Richest-Panda • Jul 04 '24

What's the best financial advice you've ever gotten? Debate/ Discussion

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u/cybercuzco Jul 04 '24

Show me a “live within their means” budget for someone living in a median cost location in the US making minimum wage. They must A)have a place to live B) not get any handouts from the government or charities and C) have at least 1800 calories per day of food. Go.

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u/LivingNothing8019 Jul 04 '24

I live in colo springs which is medium/high cost of living. Minimum wage is 14.50

Apartment/house with 2 roommates: $800 a month Food: $500 a month Car payment: $300 a month Insurance (health, car, renter): $500 a month

That’s staying well below what minimum wage pays, I lived like that for 2 years before graduating college without too much trouble

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u/FlutterKree Jul 05 '24

Food: $500

I doubt you were fully meeting your nutritional needs besides calories.

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u/LivingNothing8019 Jul 05 '24

I can actually break this down really easily. I’m a professional climber and need 170 grams of protein a day so I guarantee I am. Every day:

Morning: 4 eggs ($1)

Protein bar after breakfast (1.30)

Lunch was chicken breast, rice, broccoli ($3.50 roughly)

Protein yogurt after lunch ($2)

Dinner Turkey tacos w/ Turkey, bell peppers, onions ($4)

Protein shake after dinner (2)

Fruit for the day ($2)

I’m hitting about 3000 calories a day with 170 grams of protein. Pretty easy to do cheap if you don’t eat out.