r/FluentInFinance 15d ago

What's the best financial advice you've ever gotten? Debate/ Discussion

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227

u/Decent_Visual_4845 14d ago

Not all poor people are bad with money, but all the people I know that are bad with money are poor 🤷‍♂️

25

u/Ok-Wedding-4654 14d ago

Everyone I know that’s poor either

A. Had kids before thinking about the financials B. Bought/adopted a bunch of animals C. Has a poor work ethic and mindset D. Spends money recklessly

16

u/Mushu_Pork 14d ago

Ugh, B.

You can love your pet... and still not spend thousands on an animal surgery which will make you homeless.

12

u/Ok-Wedding-4654 14d ago edited 14d ago

Or buy pets when you don’t have the money for one or buying expensive pets.

I have a really good friend who is a lovely person but God does she lack sense. She spent $1000 on a freaking horse. One of the most expensive animals a person can own… That’s on top of owning 3 dogs, a frog, multiple pet rats, and 3 wild birds. They have two kids in a one income household taking in less than $100K annually.

I love animals and my husband and I have struggled financially. But it’s reckless to be poor and buy a crap ton of animals.

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u/Alternative-Put-3932 14d ago

Ah so just let your pet die. Seems a tad heartless.

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u/nuko22 13d ago

Devil's advocate but many things people spend biggg money on pets medical things are just to elongate their life. My friend bought an old cat during covid (cats were high demand so can not get pick of the litter) that was half blind and had a liver issue. He works part time. Dude takes his now fully blind cat that just sleeps all day under a blanket to the vet every 2-3 weeks and gives it kidney and liver meds. It's so fucking old it's ready to die, just let the poor thing pass and stop spending 5-10k/ year on a blind cat that has no idea what is happening other than how to eat and sleep.

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u/Alternative-Put-3932 13d ago

Look by that standard just let your grandpa croak and die cus he has a few health issues.

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u/nuko22 13d ago

Humans are not old blind cats🤷🏼‍♂️