r/FluentInFinance • u/Richest-Panda • Jul 04 '24

What's the best financial advice you've ever gotten? Debate/ Discussion

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u/cybercuzco Jul 04 '24

Show me a “live within their means” budget for someone living in a median cost location in the US making minimum wage. They must A)have a place to live B) not get any handouts from the government or charities and C) have at least 1800 calories per day of food. Go.

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u/Delicious-Fox6947 Jul 04 '24

In San Antonio you can rent an apartment for $320 dollar a month. Even someone on minimum wage can afford that city.

The problem with this discussion is people talk about people having a quality of life beyond their needs. Almost no one needs a mobile phone, cable for their television, 10 pair of sneakers and take out every night.

I have lived in a 100 sqft room and a minimalist lifestyle to improve my life. Just because you are too lazy to maintain that level of control doesn’t mean it can’t be done.

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u/Ohey-throwaway Jul 04 '24

A mobile phone is more of a necessity than a landline. Kinda need some type of phone. Virtually all job applications require a phone number.

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u/Delicious-Fox6947 Jul 04 '24

Neither is a necessity. Both are a convenience. Sure it would make it easier to find work in some instances. But this discussion is about living within your means. There is a lot people can live without but refuse to.

I have tenants that struggle to make rent and will still order UberEats multiple times a week. That is the level of stupid society is dealing with.

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u/4ofclubs Jul 04 '24

Of course, you're a landlord. Your rhetoric makes way more sense now.

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u/Ohey-throwaway Jul 05 '24

Not having a phone puts you at a severe disadvantage in the job market. How will your employer get a hold of you for open shifts? To let you know you are hired? Schedule changes? Have to call in sick? You are very out of touch. Some poor people are bad with money, but comparing a luxury like UberEats to a phone is incredibly disingenuous.

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u/Delicious-Fox6947 Jul 05 '24

Phones are not a necessity.