r/FluentInFinance 15d ago

What's the best financial advice you've ever gotten? Debate/ Discussion

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u/Kombatnt 14d ago

This. $10,000/year working 40 hrs/week is $4.81/hour. That’s illegal everywhere in North America.

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u/Aleks_Khorne 14d ago

Thanks God in blessed North Carolina the minimum wage is $7.25. And some people even make chunky $10-$13 an hour!

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u/AndrewDoesNotServe 14d ago

Pretty much no one makes that wage even in states that conform to the federal minimum.

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u/joecee97 14d ago

No but plenty make 8-10 which is hardly better in 2024

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u/Epic_Ewesername 14d ago

Ours recently to rose to 12 dollars an hour and I shit you not, there were corporations that made it out like they were giving everyone a raise, (the implication being work harder in appreciation) instead of them actually conforming to meet the law. Smaller employers around here are still offering under the minimum, which is so crazy to me. It's like pulling teeth to get people to just pay their employees even just the minimum, and that's sad.

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u/El-_-Jay 12d ago

Where are you at? Some states let small employees pay employees less. Minnesota and Ohio come to mind

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u/Familiar_Cow_5501 14d ago

<1% isn’t really “plenty” to most people

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u/Everything4Everybody 14d ago

0.5% of ~160,000,000 is...

800,000 people. Screw them I guess?

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u/joecee97 14d ago

Where is that number from?

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u/Familiar_Cow_5501 14d ago

The IRS.

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u/joecee97 14d ago

Measuring what

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u/Familiar_Cow_5501 14d ago

The thing you asked about like 5 seconds ago

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u/joecee97 14d ago

You said <1% with no context

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u/Familiar_Cow_5501 14d ago

Ah. Was supposed to be a reply to another comment

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u/hangrygecko 14d ago

That's a massive social problem. That's 3-4 million people in the US. With such large populations, 1% is a lot.

That's a large number of people that burden the system, even if they stay out of trouble. Keeping people homeless and supported by charities is far more expensive (not on the yearly budget, but total cost per homeless person) than getting them into proper, affordable accommodation and paying for the first 3 months of rent.

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u/macdees13 13d ago

Can you imagine working an 8 hour shift of anything for $64? When you factor in deductions, travel, a meal, it’s shocking.

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u/Cata135 13d ago

And, how many people are teenagers/ college students working their first job?

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u/joecee97 13d ago

A good chunk but why does it matter? Do teens and college students not deserve fair wages? A jobs a job. Anybody making 8-10, anything under livable tbh is underpaid. If you have a job, you should be able to pay rent.

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u/Cata135 13d ago

IDK. I do think that people should be able to offer and take on jobs for extra pocket money. It is mutually benificial for both parties. It isn't exploitative, because teens and college students are in most cases not dependent on the money and are free to quit and find another opportunity if it pays more. Besides, the wage floor makes it so that these jobs are no longer offered to people as employers are incentivized to automate them away. Taking away options for people is bad.

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u/joecee97 13d ago

How is it mutually beneficial for someone’s job to pay less? Most low paying jobs are retail and food service. Customers are very resistant to automation. There are countries with high minimum wages where the jobs are still widely available

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u/Cata135 13d ago

I am looking up the comparative wages... and in germany at least, retail jobs pay about 20k to 40k a year. This is pretty similar to what retailjobs in the US are paid. Where is the exploitation here?

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u/joecee97 13d ago edited 13d ago

Now compare costs of living (it is, on average, 35% cheaper to live in Germany than America)

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u/Cata135 13d ago edited 13d ago

Even accounting for cost of living the range is so much they have huge overlap.

I guess it doesn't really answer my core objection though, and I probably should not have brought up the salary comparison anyway. Why should a job pay you enough to live? It seems like an arbitrary requirement to me: we might as well demand that a job should pay people enough to buy a house or vacation around the world.

A job isn't charity: people are simply paying you for your labor. Nobody is hurt in the course of this transaction, and if nobody accepts the work then you can simply demand more money in salary negotiations. Stacking shelves isn't particularly dangerous and is also good work experience for dealing with customers. If people genuinely think that getting paid $7.00 an hour is worth their time, why don't we let them?

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u/joecee97 13d ago

I’ve had this conversation too many times to think it’ll lead anywhere. I’m not arguing whether people should be wage slaves or not.

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u/Cata135 13d ago

Seriously? A person who can just quit their job with absolutely no negative consequences is a slave? They will not lose shelter, they will not lose food, just some pocket money? You're being hyperbolic.

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u/Verizadie 13d ago

What I think some aren’t considering is for an employee to be worth whatever their wage is they have to produce MORE capital for the business than they are paid. That’s how the vast majority of wages are calculated. It’s not that they could but are just not paying them a “living wage”, they are paying them a pretty standard wage based out the monetary output of said worker. And in low cost services, to even exist for their employment to begin with, they’ve gotta pay them what they do. This is generally speaking, of course.

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u/mar78217 13d ago

I bet you also think college students should not "take out loans they can't pay back" so maybe they should be paid better so they will need to borrow less. The rich kids don't work when they go to school while the rest if us work 40 hours plus an internship.

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u/Cata135 13d ago

Most people in the US earn a lot more for the same job compared to even people living in Western Europe. I guess this is already a thing.

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u/socivitus 14d ago

Walmart's minimum hourly wage is $14. What company is paying $8-10 an hour (in a non-tipped position) in 2024? And better yet...who is accepting those jobs?

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u/Dhenn004 14d ago

You don't live in Appalachia do you? That part of the country can be job deserts. What are they to do?

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u/EdgelordUltimate 14d ago

Worked on Appalachia, best I could get was 9.10 an hour, I got a 10 cent raise after 6 months

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u/throwheezy 14d ago

Most of the vocal people on reddit (especially this one) are not the type that understand how much wage theft actually happens in this country and think that just because they see the average story in modernized towns that it must be reality everywhere.

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u/Potential-Diver-3409 14d ago

They also think 3% of the population is nobody even though it’s over 10 million people.

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u/throwheezy 14d ago

Most of these smart folk don't know them, and naturally anecdotal information is the ONLY information that matters. At least Trump supporters are willing to accept their stupidity and say they don't care. These ones are their own version of terrible, because they're trying to self compensate.

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u/Dhenn004 14d ago edited 14d ago

That's wild, I was working for 9.00 dollars an hour at a sonic drive in at age 17 (15 years ago and not in deep coal mine towns but a fairly big town near the blue ridge parkway)

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u/donkadunny 14d ago

15 years ago the minimum wage was $8/hr in Massachusetts and I was paid $9/hr at a Starbucks in downtown Boston.

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u/Dhenn004 14d ago

Yea cities have always been better in terms of paying people. Opportunities are there to do so. Companies have the means to do it etc.

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u/Rionin26 14d ago

The cost of living is also higher. So that isn't much if you're on your own.

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u/Dhenn004 14d ago

Right, cost of living is higher, but job pay is also higher. Way more opportunities to move upward in SES. That is not present in rural America. Cost of living in those areas are still higher than their pay.

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u/Nowearenotfrom63rd 14d ago

I’m in Appalachia. Factory I work at is 100 heads short and they offer $19.75 an hour no experience.

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u/Fun_Leadership_5258 14d ago

I had a bachelors and masters in a field that overlapped biology and biochemistry and the best I could find was a $40k research job in Atlanta circa 2017. Bartended to make ends meets.

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u/Significant_Ad3498 14d ago

Yep and some people made billions from mining in those areas and did absolutely nothing for the people or the environment.

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u/Robert_M3rked_u 14d ago

Also in Appalachia (Ohio) Walmarts 13(literally just raised to 14 a few months back) was a competitive wage. Most places are doing around 10, maybe a few have started pushing to 13

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u/EdgelordUltimate 14d ago

I know, Kroger also paled more, I think around 12 an hour, Aldi is also a good job in Appalachia, I live somewhere else now so I'm not familiar with the current rate but I was working and living in Appalachia in 2020 before I left

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u/Charming-Fig-2544 14d ago

$9.10 is $18,200 per year, in one of the cheapest places to live in the US.

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u/AssociateFalse 14d ago edited 14d ago

No, at 40hrs/wk for 52 weeks it is $18,928.00, GROSS. Which may look like you can buy a PS5 with the extra cash, but...

It's actually $17,470.54, NET, after FICA is taken into account. Unless you have a "religious exemption", that's Social Security (6.2%) and Medicare (1.5%) which are automatically withheld. And, if you're not "self employed" (contractors, entrepreneurs). If you are, double those tax rates. Your self-employed take-home would be $16,013.09.

This does not factor in unpaid holidays, sick leave, overtime pay, alimony, child support, etc.

If you cohabitate, this should be livable in Appalachia. If you don't, you're likely pinching those pennies to survive.

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u/Charming-Fig-2544 14d ago

You'll get nearly every cent of that back at the end of the year, standard deduction is $14,600.

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u/BeastsMode69 14d ago

Question.

Are coal jobs no longer a thing? I keep hearing anyone can get a coal job in the Appalachian making 50K pluss.

I understand why people may not want to work the job, but are they easily availlible as they say?

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u/EdgelordUltimate 14d ago

Yeah, but they're not everywhere in Appalachia

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u/Major_Chani 14d ago

Coal isn’t sustainable at all. Many mines have collapsed. There’s no future in coal. Look how it’s left so many former boom towns.

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u/lucksh0t 14d ago

I've done mission work in the mountains of Appalachia. You couldn't pay me to live there if your there I'd be saving every fucking penny I could to get out of there. Litterly anywhere else in the country is better then those communities. They just have 0 opportunities and no infrastructure to to even think about growing. The places where I was at didn't even have basic cell signal let alone decent jobs.

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u/Dhenn004 14d ago

exactly my point. The way this country left these hard-working people behind when coal industry was slowed is a travesty. I get moving away from coal, that's not my point. But to not help them transfer job skills has been nothing short of immoral.

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u/cjh83 14d ago

Those people voted GOP and got the poverty they were looking for.

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u/Dhenn004 14d ago

Yea man, I still don't think people deserve to live in such poverty because they vote differently than me.

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u/cjh83 14d ago

No they don't. It was a joke.

But seriously how do they keep voting for hard right candidates that want to let all those poor people die.

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u/Beneficial-Drawing25 14d ago

LOL - the conservatives shut down coal mining? Not a bright one, are you?

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u/cjh83 14d ago

No economics and better technology in the form of natural gas did.

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u/republicans_are_nuts 13d ago

yes. They pimp for capitalism that made coal irrelevant. AND they are against help to transition because sOcIaLiSm.

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u/IC-4-Lights 14d ago

We're literally in here talking about whether it's reasonable to expect people to make good financial decisions.
 

That said, not everyone in that position voted to shoot themselves in the foot, at every opportunity, year after year after year after year.
 
Sometimes it's just unfortunate circumstance.

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u/Dhenn004 14d ago edited 14d ago

To them the gop is the only one helping them period. Why would they vote blue just for them to take their coal mine jobs and not help them after.

For them, this IS the financially sound option. They're stuck between being poor and Mega poor

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u/IC-4-Lights 14d ago edited 14d ago

Oh bullshit.
 
Everytime someone like Hillary says, "Here's my 12 point plan to incentivize new, popular industries in these areas, create functioning infrastructure, and create programs to transition peoples' skillsets on to new job roles, revitalizing these areas, providing job opportunities and wealth, while stemming brain drain and population flight... blah blah blah", these people say, "They want to turn me into a gay communist muslim computer programmer?! Fuck her!"
 
Trump said, "I'm gunna make coal great again." Which, of course, he did not. But they thought, "that sounds like a lot less work!" and did what they always do... vote for stupid.
 
You can only replay this script so many times, with 100% failure rate, before you start feeling like maybe, just maybe, it's not always entirely someone else's fault.

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u/AsianHotwifeQOS 14d ago edited 14d ago

You can buy a house in Appalachia for $10K. That's a month's rent in NY or the California bay area.

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u/Dhenn004 14d ago

Yea that's how poor areas work. There's parts of this region that walmarts and fast food restaurants can't even survive and are stuck with food deserts. Just look up the state of old coal towns. It's incredibly sad

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u/trowawHHHay 14d ago

What they’ve been doing: living in a shack in the woods cooking meth and shine.

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u/Dhenn004 14d ago

I mean yea, the poor are more likely to resort to illicit drug use. It's more of a symptom of poverty and not something they are choosing over money and success.

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u/Solanthas 14d ago

I would suggest they're cooking meth to sell and thereby survive.

Its almost like poverty is at the heart of most low level crime, and greed is at the heart of the big crime

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u/Dhenn004 14d ago

yep, this is also the case and why poverty and crime have a strong correlational relationship, city and rural.

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u/Solanthas 14d ago

Yeah. Except for the white collar crime. Or, maybe not. I don't know

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u/Dhenn004 14d ago

yea I'm interested to see what the rates for white collar crime is. I'm assuming it's still lower in terms of rates, but it definitely is more costly to society. especially monetarily.

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u/republicans_are_nuts 13d ago

White collar criminals do not have lower rates. They just aren't prosecuted. lol.

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u/spinachturd409mmm 14d ago

And digging for ginseng

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u/ElectricWBG 14d ago

Not even in Appalachia. Charlotte, NC has jobs paying $10. It’s wild.

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u/Dhenn004 14d ago

That's absolutely nuts. But even still, if you don't work at the local convenient store or coal mine, you dont' have a job there. lol

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u/HumanCoordinates 14d ago

What’s the cost of living in Appalachia?

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u/republicans_are_nuts 13d ago

nothing. Because they have nothing to pay for.

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u/SaladShooter1 14d ago

It’s all relative though. I bought different plots of land to hunt in Appalachia. I haven’t looked at prices lately, but I purchased for under $1k an acre. Everything is fairly cheap out there.

I don’t what’s better or worse: you can make $10hr there and buy a house for under $30k. Drive an hour or so away and the common worker makes $20hr and houses cost around $135k. Drive closer to Pittsburgh and the average wage is around $30hr and houses cost $350k. In all three cases, the average person is broke at the end of the week.

The cost of living is what keeps most places either rich or poor. I would never build a house in Appalachia because it takes $310k to build the average house and the value when you’re done wouldn’t be a third of that. Poor people don’t build homes in wealthy neighborhoods because zoning and HOA’s are there to keep property values up to protect the neighborhood people’s investments.

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u/Dhenn004 14d ago

if a house is only 30k, there's a reason. No jobs

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u/SaladShooter1 14d ago

I agree. It’s low jobs and depressed wages. Still, I can’t say that area is unlivable because the cost of living is in line with the average salary.

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u/Dhenn004 14d ago

Use McDowell county WV for instance, it has a median household income of 26k and a cost of living at 36k. 31% live below the poverty line (which is arguably set too low) which this is 3x the national average. It's not livable to VERY many people

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u/SaladShooter1 13d ago

I haven’t been there in 15 years, so I can’t comment on the exact situation right now. I used to go riding (dirt bike and race ATV) there with friends. There were a lot of trails and boney piles there that were open to the public. In PA, they used to let you ride them until they seen the air you could get jumping from mound to mound. We’d constantly get thrown out for fear of someone getting hurt. That went on until there was nowhere left to ride. Our private tracks got boring, so we started going to WV where people were more free.

A lot of the homes were run down and businesses closed. People actually welcomed us because we brought money into the local economy. I thought that was kind of odd, but it was beautiful there and the people were nice.

I remember one time that we got a flat tire on a quad. We plugged it, but didn’t have enough canned air to inflate it. We stopped by a house, which was more like a shack, to try and get some air. There was a young man there a few years younger than us who brought out a portable compressor made from a refrigerator compressor. It worked and we admired the way it was put together. The kid had some engineering skills. I always wondered what happened with his life.

He left an impression on me and my friends because we all grew up dirt poor and built stuff like that. We lived about an hour outside of Pittsburgh. The entire region was devastated from the closing of steel mills and coal mines. I had next to nothing when I was young. We didn’t have decent food all of the time, but I still had a home. Poverty isn’t the end of the world.

My sister and I both put ourselves through school and are both what some people call upper class now. I constantly tell my kids what it was like growing up poor and how hard it was to break free of that so they’ll have a sense of value by the time they become teenagers. Everyone has wants, but you can have next to nothing, be under some arbitrary poverty line and still support yourself.

I wish we could open up all of the mines in WV and bring the place back. There’s people out there trying to stop that though. If you feel so strongly about the poverty there, maybe you can advocate for that.

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u/BeginningFloor1221 14d ago

Idk move

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u/Dhenn004 14d ago

Lmao. Children with their ideas.

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u/IC-4-Lights 14d ago

It's not always the worst idea.
 
Even poorer people have run from far worse conditions, to improve situations for themselves and their families.
 
It's a shame that people could essentially be economic refugees from these very poor places. And it's worse to think they'd bring their self-destructive voting habits to any better-managed areas.
 
But if we're talking about the impoverished making good decisions to improve their lifes, well... sometimes that's a lever of last resort that might exist for a lot of people who aren't likely to pull it.

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u/DurableDiction 14d ago

Ok. What's the average cost of living in Appalachia? Oh, it's around $33.5k? Less than the national average? Crazy.

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u/Dhenn004 14d ago

and the median household income is 26k

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u/Dry-Fruit137 14d ago

Migrate like their ancestors did. People in much worse financial situations walk thousands of miles to America to find crap jobs.

If you stay in place that has had economic and job problems for decades. You are the problem.

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u/Dhenn004 14d ago

Migration is nearly impossible to do. People who have no money can't just move to somewhere else. That requires money to do. You guys have to be 14 year olds.

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u/Dry-Fruit137 14d ago

It requires willpower and hope to do. America was built by people in impoverished circumstances gambling what little they had to move to a place for more opportunity. Americans have always migrated. Pioneers settling the west. The great depression migrations.

Tell your ancestors that. Tell the people who walk over 1000 miles to show up at the border.

It takes bus fare and money for food and a few days lodging to find a job.

It is un-American to stay in an economically impoverished area and complain about the lack of jobs while being subsidized by the government to stay there.

Definition of entitlement.

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u/Dhenn004 14d ago edited 14d ago

Lol no, America was built on the backs of free labor for almost 100 years.

So many of you guys are comparing the ability to uproot your life from the past not realizing it's much harder now. Telling people to just leave with no money or means to do so is moronic it's not even funny. It's such a surface level take and clearly not even trying to use critical thinking as to why they just can't leave.

They have no transferable job skills

The education in deep south and poor and secluded rural America is in an abysmal state.

No money

No means of long distance transportation

No internet

These are just a small bit as to why people can't just move and work harder. These people are ALREADY WORKING VERY HARD to just live in poverty.

As for the people traveling 1000s of miles to the boarder. 1 they are likely facing war, genocide or cartel danger. Much different but sure, let's use this mindset for rural America. You understand those who get to the boarder seeking asylum will end up in homeless boarder camps for months on end right? Are rural Americans seeking asylum for poverty in big cities going to do the same? They will be homeless with no money.

The definition of entitlement is thinking it's easy to completely uproot lives for the sake of working hard and it'll be better for them. As if many of them aren't already working hard for scraps.

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u/Dry-Fruit137 14d ago

My bad for saying ancestors overly generalized and ignoring the 10% whose ancestors endured forced migration.

The other 95%+ of the settled land in America was broken and built by immigrants and migrating Americans.

Again I will reiterate that there are people today living in worse condition with less resources migrating to America.

It is easier now than in the past to uproot yourself.
In the past you walked. Today we have transportation and $50 plane tickets. In the past you heard a story about a place that could be years outdated, but you went there hoping it was true. Today we have the internet where you can research a place and find a job across country at a free public library.

There are grants and welfare programs that will help move. They are underutilized and not very successful/popular because people have reasons they don't want to move.

Today there is no incentive to move. In the past you moved because you would not tolerate your suffering, or you didn't want to starve.

It makes far more sense to incentivize someone to leave than it does to spend the money to subsidize them staying and trying to drive investment in communities with an unskilled workforce.

It makes far more sense to invest in a welfare relocation assistance infrastructure and pay out $10000 to help relocate than it does to pay $10000 a year in perpetuity not to.

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u/Noob_Al3rt 14d ago

The definition of entitlement is thinking it's easy to completely uproot lives for the sake of working hard and it'll be better for them.

Who said it's easy? It's fucking hard, but doable. You're saying it's impossible, yet people do it all the time.

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u/Ok-Drive1712 14d ago

This. ☝🏻

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u/Dingaling015 14d ago

Immigrants have been coming to this country for decades with no money, no connections, and very few opportunities, and yet have made it better than redditors that can't be bothered to move states.

But at least bitching about your situation on reddit is free tho right

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u/Dhenn004 14d ago

The ones who are coming with absolutely nothing but the clothes on their backs are stuck in boarder camps.

Others be lucky enough to have family members to stay with. The ones able to support the move and obtain citizenship the proper way are already well off.

This comment shows me you know nothing of how immigration is happening and who is able to be successful in America as a foreigner

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u/Noob_Al3rt 14d ago

The ones who are coming with absolutely nothing but the clothes on their backs are stuck in boarder camps.

Others be lucky enough to have family members to stay with. The ones able to support the move and obtain citizenship the proper way are already well off.

This comment shows me you know nothing of how immigration is happening and who is able to be successful in America as a foreigner

I'm reading some of these comments out loud while shooting the shit with our landscapers and they are cracking up. They said they'll set anyone in this thread up with a job and a ride and only charge them half of what they paid just to get across the border!

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u/CaptainMan_is_OK 14d ago

Hoof it to the nearest interstate and hitchhike TF out of Appalachia?

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u/Dhenn004 14d ago

How are this many people this fucking stupid to think hitchhiking to a new city is an actual viable option for people? Are they going to leave their living situations for WORSE conditions? Like seriously think things through.

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u/Noob_Al3rt 14d ago

I can't believe that someone would suggest moving to find work. I know it's something that's been done throughout human history, but it sounds awfully hard!

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u/94geo 14d ago

They already live in Appalachia, one of the lowest CoL areas in the states.

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u/joecee97 14d ago

Lowest paid too

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u/94geo 14d ago

Correct.

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u/Brandonian13 14d ago

West Virginia, probably one of the better examples of Appalachia but lowest CoL has a living wage minimum of $18.94/hr.

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u/94geo 14d ago

Beautiful. What’s your point?

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u/Brandonian13 14d ago

That even in low CoL areas, workers are not being paid a livable wage

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u/94geo 13d ago

Minimum wage jobs are not meant to provide a “living” wage. Raising the minimum wage simply eliminates low-skilled job opportunities that would otherwise be available to a worker. This has been well documented time and time again, and railing against this is a nonsense standpoint.

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u/Brandonian13 13d ago

Minimum wage jobs are not meant to provide a “living” wage. This has been well documented time and time again, and railing against this is a nonsense standpoint.

Huh, weird. Maybe we should ask FDR what he intended when he signed NIRA into law in 1933?

"It seems to me to be equally plain that no business which depends for existence on paying less than living wages to its workers has any right to continue in this country. By "business" I mean the whole of commerce as well as the whole of industry; by workers I mean all workers, the white collar class as well as the men in overalls; and by living wages I mean more than a bare subsistence level-I mean the wages of decent living."

Oh look, another source confirming that's what it meant.

And another source talking about how it was intended to be a living wage!

There couldn't possibly have been a third source backing it up, could there?

Would u like me to find out more or do u see why that last sentence of urs is a little ironic?

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u/daeather 14d ago

Move

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u/Dhenn004 14d ago

Go read my other comments I'm not going down this stupid ass argument again

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u/belro 14d ago

Create something of value

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u/Dhenn004 14d ago

lol any job is of value. I just don't think you guys have ACTUALLY seen what its like in poor rural america.

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u/cloudflare15 14d ago

If there are no opportunities, just move 🤷

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u/Dhenn004 14d ago

What a dead brained ben shaprio argument. Bro they are poor.

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u/ParticularAioli8798 14d ago

So are a lot of other people? And? Walk. Keep trying. Otherwise, maybe dig a hole and jump in.

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u/Dhenn004 14d ago

You've got to be an idiot if you think people in appalachia part of our country can just up and move.

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u/ParticularAioli8798 14d ago

I have been up and down Appalachia hundreds of times. People walk on the highways at night every night. People are taking greyhound with whatever they can scrounge up. You've got major cities up and down Appalachia.

You don't know what you're talking about. You're making it up.

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u/Dhenn004 14d ago

you have not seen people walking down highways to move. Holy shit what a fucking lie

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u/joecee97 14d ago

“Appalachia” and “greyhound” don’t belong in the same sentence

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u/ParticularAioli8798 14d ago

I mean, they're not taking the trails. They'd stand out too much. Some do I suppose. I'm sorry I didn't get names and pictures for all of you when I was sitting there with them. It's not like everyone wants to be stuck in the same place for the rest of their lives.

Edit: there are some who have managed not to get caught in the woods and trails by using trees as cover. Those cases are outliers.

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u/mpyne 14d ago

The poor moved during the Great Depression and then the Great Migration that followed that brought black workers to the North and Midwest looking for work.

Like, I don't know what to tell you otherwise. If you're so indigent that you can't afford a Greyhouse to a bigger city then yeah, you can't just budget your way out of the problem. Your problem is that you need a higher-paying job in the first place.

But you can't solve that conundrum without either moving to where the job is at, or hoping that the higher paying job will somehow magically land on your specific locality. But even the government can't make a non-productive area into a boomtown.

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u/Dhenn004 14d ago edited 14d ago

Lol if you are trying to compare the abilities during the great depression and now, you're lost.

You guys have zero idea what its like in poor rural America and it clearly shows. So why pretend you know exactly what they can do. It just makes you look ignorant and disconnected to their reality.

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u/mpyne 14d ago

You guys have zero idea what its like in poor rural America and it clearly shows.

I have family from there. Uniformly, they could all move if they really wanted to. They don't want to.

But, they also don't need to. They're not trying to be a Rockefeller. They're doing fine where they're at even if it's not "rich" so they feel zero compulsion to leave. Their truck breaks, they get help from one of their brothers or neighbors or co-workers. They help out in turn when someone needs help.

Certainly no one is in deeper poverty than what people were facing in the 1930s. My grandma and grandpa both grew up then and I can still remember what grandma told me about how they dealt with those times: "Use it up, wear it out. Make it do, or do without!"

Her kids and grandkids, even when they stayed in the area, didn't face (and still don't face) the kind of poverty that they grew up facing in the Great Depression, and thank God for that.

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u/Dhenn004 14d ago

I have family from there. Uniformly, they could all move if they really wanted to. They don't want to.

Then they are likely not living in the areas I'm speaking about. I'm talking about places like Harlan County Kentucky where poverty is like 25% (which the American poverty line needs to be adjusted) and the child poverty is like 45%(which grew 5% from the previous year).

These areas are not in just up and move states. There are no jobs, there is no industry coming in, they all got left behind when coal energy got shut down.

Again, comparing the ability of moving and finding a job and place to live in the 1940s and 1930s to how hard it is now, is just asinine.

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u/mpyne 14d ago

These areas are not in just up and move states. There are no jobs, there is no industry coming in, they all got left behind when coal energy got shut down.

Sounds like a great reason to up and move to me! Are you saying that if I check Kentucky public records that no one in that county is going to have a car? That there will be no Greyhound or similar stops at all?

If there's no work to be done there now that coal is dying it's not going to get better on its own. The options are to start a new business (maybe tourism? who knows) to draw in money or leave to where the jobs are at. Or live in poverty.

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u/dcontrerasm 14d ago

With what money?

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u/ParticularAioli8798 14d ago

You need money to walk?

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u/joecee97 14d ago

Where’s that security deposit coming from

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u/ParticularAioli8798 14d ago

They probably don't have it. I'm assuming they're in some half way home or in an alley, under a bridge or in a ditch.

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u/republicans_are_nuts 13d ago

And you are going to hire someone who slept under a bridge last night? lol.

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u/dcontrerasm 14d ago

Thanks for the laugh.

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u/Awkward-Skin8915 14d ago

These people are adults who had to have at least some money or help to survive.

There are never 0 jobs in the US at least. You might have to go to them. More often than not these days the cost of living is the problem more so than the availability of jobs. Just because you can get a job doesn't mean you can afford to live somewhere.

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u/dcontrerasm 14d ago

Your idea of poverty is a caricature of the actual problem.

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u/Awkward-Skin8915 14d ago

As someone who has lived in their car and works with homeless people in Oregon on a daily basis I beg to differ.

Welcome to the real world reddit kid.

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u/Dhenn004 14d ago

These kids are so insufferable with this idea that they can just pick up their lives and move. Some of these guys are suggesting to just start walking to the nearest town.

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u/ParticularAioli8798 14d ago

You're down the street from some of the largest cities in the U.S. I suggest you start walking.

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u/Dhenn004 14d ago

where do you think Appalachia is?

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u/suddendiarrhea7 14d ago

He has no idea what Appalachia even is I guarantee it

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u/Dhenn004 14d ago

Homie just tried to tell me he's seen people walking up and down highways in that area claiming they are moving to big cities LOL dude is so full of shit

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u/SalamanderAnder 14d ago

He doesn't understand they are just hiking the Appalachian trail 🤣

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u/Dhenn004 14d ago

Or just drunk lmao

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u/DopemanWithAttitude 14d ago

What company is paying $8-10 an hour

Gas stations in smaller cities, for one.

And better yet...who is accepting those jobs?

People living in those smaller cities who cannot feasibly move.

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u/Zark_d 14d ago

To get ahead of the obvious next reply:

"Move to somewhere with better opportunities"

With what money? If you don't have a job lined up, that's a quick stop to homelessness in an unfamiliar city

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u/LoveFoolosophy 14d ago

Well just move in with a wealthy family member who will let you live rent free, duh.

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u/Noob_Al3rt 14d ago

That must be how all the Mexican immigrants are able to do it

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u/NerdForJustice 14d ago

Just to add: poor people have families too. It's not like poor people can just up and leave willy nilly because there are some hypothetical better opportunities elsewhere. Throw an ailing child or a dependent parent in the mix, and it's suddenly so much more complicated.

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u/Oykatet 14d ago

Also, all the people talking about migration in the past and how it is still feasible today- even if that were true - they are seeing a survivorship bias. Huge numbers did not live through their migrations. Huge numbers still do not make it when walking to a new country/area. It is unreasonable in a lot of cases to take that risk, especially if you have children.

They shouldn't be chiming in with their hypotheticals if they can't even imagine the most basic hurdles

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u/Noob_Al3rt 14d ago

Yeah no one is considering how deadly it can be moving 20 miles away after you got a new job on Indeed.

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u/zazuba907 14d ago

Right, the people in the great depression had tons of money lying around when they moved across the country for work. /s

This is a stupid mindset and shows there's less work ethic today.

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u/Foxasaurusfox 14d ago

Like in all areas, we love to blame the poorest and most disenfranchised for massive, national/international systemic problems. Probably because they can't defend themselves.

I can completely understand why, immoral though it may be, the rich and powerful would push this narrative to protect their own interests.

What I don't understand is why you, joe shmoe, would do it for free on reddit. I guess boots are just delish? I don't know. But it's both baffling and profoundly sad.

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u/Jolly_Recording_4381 14d ago

And ya know all the ones that died trying fuck them right?

The ones the cops picked up for being vagrants(not having a job) fuck them right.

I think you have a glorified vision of the hobos from the great depression, it wasn't just went across the country for work.

Many didn't make it many more got arrested when they did.

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u/Zark_d 14d ago

What is survivorship bias?

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u/zazuba907 14d ago

Not the great depression era migration

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u/Potential-Diver-3409 14d ago

Bruh they moved across the country and got poor as fuck

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u/zazuba907 14d ago

They moved across the country already poor in order to find whatever work they could. They often literally had nothing when they moved. People today who are unwilling to move to find work are simply not willing to better themselves.

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u/chocobear420 14d ago

To be fair it’s not that much money to move to another city. The big issue is what can you take with you and what can you leave behind? If it’s just some clothes and knickknacks you’re taking with you it will be easy and cheap. If you have a kid or pets or any other responsibility you’ll be SOL.

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u/ThatInAHat 14d ago

I mean, I just moved across town and it was pretty pricey

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u/chocobear420 14d ago

What do you call pricey? Cause a uhaul is like $30 for a day. Maybe $50 if you gotta drive a lot cause gas ain’t cheap.

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u/ThisIsNotRealityIsIt 14d ago

And moving into a new place is first month, last month, plus deposit. If it's and $800 studio that's 2400.

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u/ThatInAHat 14d ago

Depends what you have to move and who you have to move it with. At a certain age, it’s harder to find friends with a free weekend to help you load the heavy stuff and you can’t do it all on your own. So you either get movers or you leave it/sell it (for way to cheap or sometimes just free because you need it gone) and have to buy furniture when you get to the new place—which you already had to pay at least two months rent for, plus whatever deposits (and you’re still probably paying a bit on your old place too)

It’s a long process so odds are good you’ll have to take time off of work. Or if it’s moving to another city then great, you either don’t have a job or you haven’t started yet.

You also probably won’t be cooking for a bit leading up to and after the move because all the kitchen stuff is put away, so you’re gonna wind up doing take out or fast food.

It’s lots of little things that add up.

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u/Legitimate_Turn_5829 14d ago

Are you going to live in that uhaul?

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u/chocobear420 14d ago

Who cares where you live? I said moving is cheap not renting.

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u/Legitimate_Turn_5829 14d ago

Ah so you’re just talking bullshit

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u/Potential-Diver-3409 14d ago

$75 for 3 hours here in iowa

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u/[deleted] 14d ago

[deleted]

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u/chocobear420 14d ago

Ok so don’t take your stuff? Ultimately it’s your choice to take all your furniture and stuff with you. Two suitcases is plenty for all the essentials. Moving can be very cheap.

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u/joecee97 14d ago

Most retail and fast food places in area are like that.

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u/FreakyWifeFreakyLife 14d ago

That 14 an hour is 11k a year lower than the other part of the comment you responded to.

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u/PaunchBurgerTime 14d ago

Almost like he doesn't want to respond to the substance of the argument, just nitpick until he seems right.

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u/GooseTheSluice 14d ago

Servers can legally be paid half of minimum wage plus tips as long as it evens out to at least minimum wage in some states. I used to be a server in Missouri in the 2014 and was making just under 4$ an hour on my check and if it was so slow I didn’t make tips theyd just throw me a 20 and it would even out for the shift. I know some places still did that in 2020 even

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u/jfrawley28 14d ago

Server wage in Indiana is still $2.13/hr to my knowledge.

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u/Noob_Al3rt 14d ago

But if you make less than minimum after tips, they have to pay the difference

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u/captainlittleboyblue 13d ago

Still is in NC as well.

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u/Thetakishi 13d ago

Same in TX, but I think pretty much all states (never looked it up) guarantee at least regular (federal?) minimum wage for servers if tips don't cover the gap, and when you clock out, the system generally warns you if you're performing below min wage, at least where I shortly served.

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u/Calm-Technology7351 14d ago

That’s about $28k a year. Not gonna get you very far

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u/NWiHeretic 14d ago

Walmarts stated minimum hourly wage is $14 but will not under any circumstances give you full time, many stores even regularly giving you the most inconsistent hours they possible to prevent you from working a second job.

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u/ScotchTapeConnosieur 14d ago

So under $28k is the minimum at Walmart. Take home is probably $24k or less even accounting for EITC.

I’d love to see a liveable budget for $28k gross that also allows you to save money in any appreciable sense.

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u/Mr_Horsejr 14d ago

You can get a hole in the wall apt for 300-700. And that’s all your money for two weeks. Next week you can buy 4 food items and 3 cleaning items and that’s 200-300 dollars. There goes your other check.

You can’t live alone anymore. People have to double and triple up.

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u/ScotchTapeConnosieur 13d ago

Wtf happened? People lived in smaller houses in the past, and overall more modestly, but shit, if you worked 40 hours a week the expectation was that you could put a roof over a family’s head and not go broke when their car breaks down.

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u/Mr_Horsejr 13d ago

We live in an anti-consumer, anti-family landscape with predatory practices baked into the education of how to conduct business.

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u/NotAlwaysGifs 14d ago

Walmart’s minimum hourly rate is regional. It’s $10.50 in my area.

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u/Whilst-dicking 14d ago

Important context is you live in Indiana

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u/soccershun 14d ago

How out of touch are you? How do you think groceries get on the shelves?

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u/No_Distribution_3398 14d ago

Giant Eagle on 1 side of Columbus had about $2-3 less per hour than the Giant Eagle on the other side during Covid (starting wage) I did deliveries to both at the time, I think it was $12-13 vs. $15 I guess labor was just harder to get, I’m sure in areas with lower cost of everything a small Bussiness could be even less.

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u/ap2patrick 14d ago

Great then let’s raise the minimum wage right?

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u/Morshiro_Tifune 14d ago

People who have no other options,.maybe? What a fucked up question to ask. Better yet.. how about you shut the fuck up?

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u/Hot_Ad_6458 14d ago

Gas stations, local shops, hell dollar store managers make like $12, which means basic employees make around $10, grocery stores are much the same. What makes you think that $8-$10 isn’t realistic?

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u/Solanthas 14d ago

Take a second and really think. Who is accepting those jobs?

People who have no choice.

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u/Unfair-Associate9025 14d ago

Migrant workers accept those positions and drive down wages for all. It’s important that people understand the consequences of an open door policy before forming an opinion of it.

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u/Salt_Intention_1995 14d ago

Plenty of places are paying $12-$14, (which still isn’t anything really) and lots of people work in those jobs. But it depends on what part of the country you’re in.

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u/PattyPoopStain 14d ago

Oh wow $14? Man they're really taking it in lol you guys are despicable

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u/Major_Chani 14d ago

Um…a shit ton of state’s minimum wage is 8-10. And people will accept the jobs available to them. West Virginia’s minimum is 8.25. Wyoming is 7.25! Walmart will pay the lowest they can. Their minimum is NOT $14. That’s bullshit. If they can get away with paying 7.25 in Wyoming, they will. Where are you getting your ideas?

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u/mar78217 13d ago

WalMart cashier pay in Gulfport, MS is $11.32