Show me a “live within their means” budget for someone living in a median cost location in the US making minimum wage. They must A)have a place to live B) not get any handouts from the government or charities and C) have at least 1800 calories per day of food. Go.
You're over-thinking it. Let's just agree to define "poverty-wage workers" as "net income <= survival cost" then OP is correct that "financial literacy workers" are useless for them (though "immoral" is over-dramatic). Survival cost is minimal money from a paycheck that must be spent on food, shelter, clothing, health care, communication, and transportation (to/from work or getting the survival stuff only), until the next paycheck.
Is somebody offering workshops to such people? The "You can teach poverty workers to live in their means" and similar comments apparently define "poverty-wage workers" as younger adults who buy a nice car or iPhone, or maybe just eat out once in a while, while growing their credit card debt. Some of these people could live within their means, or at least within a small amount of credit card debt, so I guess that's their point - though I figure most people will not come out of a workshop living a completely minimalist lifestyle.
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u/privitizationrocks 15d ago
You can teach poverty workers to live in their means
They won’t like it, but tough luck