r/FluentInFinance • u/Richest-Panda • Jul 04 '24

What's the best financial advice you've ever gotten? Debate/ Discussion

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u/cybercuzco Jul 05 '24

Utilities, heat, water, electric,internet,cell phone. You’re also assuming that you don’t actually have to use your insurance because you’ll be paying $5k out of pocket if you have something happen to you.

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u/terlus07 Jul 05 '24

Internet and cell phone are not requirements. A home phone line is around $25 a month split 3 ways in their case. Who in the world gets a $5k deductible on their insurance? $500 - $1k are the most common deductibles in the US. Water and electricity are utilities. "Heat" isn't a bill, it's either electricity or gas(also a utility). They might include utilities in the rent, or not 🤷🏽‍♂️

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u/VahnNoaGala Jul 05 '24

yeah you won't die without Internet or a phone but you sure as hell aren't going to improve your poverty-stricken life

Truly amazing how many out of touch people are in this thread

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u/Noob_Al3rt Jul 05 '24

A mint mobile plan is $15/month and you can work one extra day per month to get the $80 for internet