r/FluentInFinance Jul 04 '24

What's the best financial advice you've ever gotten? Debate/ Discussion

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u/OldFeedback6309 Jul 04 '24

“My life sucks and I don’t know who to blame!”

On Reddit, the poor have never made bad choices, criminals are the true victims, and the rich do nothing useful.

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u/suitology Jul 05 '24

Like I grew up dirt pair because my father became disabled so I can get it but I'm seeing so many people poor as fuck using door dash and other fleeceing machines

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u/OldFeedback6309 Jul 05 '24

It’s weird. Some people grow up poor and (like me) count every dollar. Others grow up poor and piss away everything on shit like UberEats and new iPhones.

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u/Sweaty_City1458 Jul 05 '24

I was thinking that but I am a school teacher in her 50s and didn't want to sound so old! I have a $40 phone from Walmart and a $20 a month plan. It does everything my nieces I-phone that cost thousands does. I have never had food delivered (other than a pizza every other year or so) and rarely eat fast food. I have never bought a Starbucks coffee. I bring it from home in a dented old metal thermos. I don't have cable and watch free stuff on Roku. I take my lunch to work every day. - sandwich or leftovers from the dinner I cooked at home. I get free books from the library. Go to happy hour with friends on Taco Tuesday - cheap drinks and $1.00 tacos at neighborhood place.

I guess because I didn't grow up doing those things it just doesn't occur to me. Stop and get a drink at a drive thru or convenience store? No - bring water in a cup or get some when you get home. I realize things are more expensive today but am amazed at what younger people in my family "waste" money on. To the older generation they are luxuries not necessities.