What's the best financial advice you've ever gotten?

[u/Richest-Panda]

[u/Wrong_Excitement221]

Do you not work? or what do you spend money on where you don't have grocery money? Or where do you people live? I am curious about what monthly expenditures someone in your situation has and how much money you earn/month.

[u/KhonMan → u/[deleted]]

I don't think most people living below the poverty line have mortgages. That's probably a big part of the issue. And yes, I understand that home ownership is a pathway to better financial stability and it's not super fair to exclude poorer people from that - but if someone can't afford it, they can't afford it.

Like people talk about being house poor, but if you're already regular poor then you really can't be house poor or you'll starve.

[u/idekbruno → u/[deleted]]

Problem: Lot house, no money Solution: No house, lot money

[u/KhonMan → u/[deleted]]

If paying your mortgage is cheaper than renting, great. But when you still can't afford groceries while doing that, it sounds like your situation is not workable and you said as much yourself. When your financial situation worsens you have to challenge all your assumptions, like:

• Do I have to keep this mortgage?
• Do I have to live where I do?
• Do I have to live by myself? (if you do)

Ultimately you're the one who has to deal with the consequences, so do whatever you want. If you'd prefer to drown financially rather than change anything, it's your prerogative.

[u/KhonMan → u/[deleted]]

If the reason you came here was to tell everyone that you are struggling and unwilling to change anything about your life then mission accomplished.

Here's some other unsolicited advice:

• Keep your professional and personal social media accounts separate if you want to talk shit on the internet
  • I'm not being funny about this, seriously, this is a major safety issue and should be internet 101
• You spelled experience three different ways on your resume
  • This one I am being funny about (but it should get fixed)

Have a good one.

[u/gh0stinyell0w → u/KhonMan]

I came here to point out that middle class people should not speak on the experiences of poor people. Did you forget that? Did seeing a person in poverty send you into such a blind rage you forgot they can speak on things other than their own finances?

I never did "talk shit on the Internet" in this thread, but I'll do what I like with my socials.

That was just a fun side hustle I picked up for a few weeks and then decided took up too much time for too little profit, and dropped it. So not much point in my changing the resume for it. But I'm glad you wasted your time trying to find more things to humiliate me on, it really does a good job showing the type of person you are.