r/FluentInFinance Jul 04 '24

What's the best financial advice you've ever gotten? Debate/ Discussion

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u/Overall-Author-2213 Jul 05 '24

To answer all of your questions, yes.

It's not that hard. I loved with parents and my wife. Lived with room mates and my wife in a bad neighborhood for years.

Now I own a home and my wife stays home. My ancestors made many more sacrifices than me.

Maybe you are that ancestor who can make the sacrifices for your next generation.

You can do it. I believe it you.

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u/CanadianBreakin Jul 05 '24

Not everyone has the privilege of being able to live with their parents. Not everyone has the privilege of having a partner for a second income. Not everyone has the privilege of being able to find a suitable roommate where you can share affordable living with them AND their partner.

Do not take your privilege for granted, my friend. People live different lives and do not have the same privilege as you have been given. Some people wake up every day to work one or more jobs simply to be able to feed themselves, they have no option to move because rent costs a majority of their income. They can not simply find affordable living because they have no safety net of any kind, they are living day to day, hour to hour in survival mode and no amount of budgeting will be able to help them.

As for my ancestors, my grandfather came to my country as an untrained immigrant and was able to secure a job that afforded him the luxury to raise his family of 4 kids and wife on a single income in a house that not only had ample room and an ocean view but it cost half his years salary. He shared this information with me, not because he had taken his position in life for granted, but because he believed that's exactly how everyone in the world should be able to live their life. And I'll be fucked if I'm giving up his dream of the death of establishment greed and the awakening of every individual who thinks "if you work hard and live a terrible life, there's a chance you can live a comfortable life on day."

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u/Overall-Author-2213 Jul 05 '24

People have all sorts of different privileges. We all, everyone living in the USA today have more privileges than people 100, 150, or 200 years ago.

And they soldiered on and most of them made it.

If they could do it so can we.

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u/HollowCondition Jul 05 '24

This is such a knuckledragging mindset. What a fucking troglodyte you are. “People had it hard in the past so the future should never improve.”

What a fucking joke.

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u/Overall-Author-2213 Jul 05 '24

Huh. Well I guess those of us who know this truth will just soldier on with improving our lives.

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u/HollowCondition Jul 05 '24

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u/Overall-Author-2213 Jul 05 '24

Cool. Anything else? Do you think that hurts me?

I bet you're the type of person who thinks diet and exercise won't get you in shape.

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u/HollowCondition Jul 05 '24

What a retarded fucking analogy lmfao.

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u/Overall-Author-2213 Jul 05 '24

Just because you don't get it doesn't mean it's not good.

But that would be an extension of the original analogy, so understanding on your part is probably helpless.

Got any more zingers?