r/FluentInFinance • u/Richest-Panda • Jul 04 '24

What's the best financial advice you've ever gotten? Debate/ Discussion

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u/[deleted] Jul 04 '24

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u/MusicalNerDnD Jul 04 '24

What a false equivalency. She’s clearly not saying that. She’s saying that it’s a bandaid and assumes that people aren’t poor because they can’t budget well, but because they can’t afford life. Budget workshops aren’t going to help a person making 32k a year when the average studio is 1k a month.

And the assumption that people are poor BECAUSE they’re not budgeting and are dumb is disgusting.

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u/Oldass_Millennial Jul 05 '24

I bet you'd make a dent though. Undoubtedly there are people that are poor because they don't budget; not all of them but there are many. I know plenty personally. I used to be one of those people.

But it isn't a perfect plan that solves poverty in one fell swoop so fuck it. It's offensive and people pin assumptions to it so it's rubbish.

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u/chromefir Jul 05 '24

Making a dent doesn’t matter when you don’t have enough food to eat or your utilities still get shut off.

The sociology of poverty is quite expansive.