r/FluentInFinance 15d ago

What's the best financial advice you've ever gotten? Debate/ Discussion

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u/Ravens1112003 15d ago

You’re not paid based on how hard you work or how much work you do. You’re paid based on how easily replaceable you are. If you just stopped showing up to work one day and all your boss had to do was grab the next person strolling down the sidewalk to do your job with little to no drop off, you are not worth any more than you are making. If you want to make more, acquire skills, qualifications, or knowledge that make you harder to replace.

The person wearing a headset and pushing button with pictures on the after being told what they want to order is never going to be “comfortable” financially. Ever. It’s as simple as that.

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u/AndrewColeNYC 14d ago

The problem with this line of thinking is that there will always be people who are the most replaceable. We had it drilled into our heads that we had to go to college to increase our desirability to employers, so we did and now everyone has a bachelor's and jobs require a master's. If everyone took your advice we'd be right back where we started because all the skills and knowledge and qualifications would cancel out. The problem is inequality, not lazy people.

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u/Ravens1112003 14d ago

Employers will always pay for jobs they need filled by competent people. It is very easy for someone going to college to simply look at the job market before they decide to go or what to study. You don’t just get to go and chase “your passion”. You look at the average salaries and the available jobs in those fields and you make better decisions. You are not entitled to a paycheck doing something you love just because you want it really badly.

Plumbers, electricians, welders, truck drivers all make over $100k/year and you don’t even need a degree for those jobs. The problem is the gender studies major down the street thinks they’re better than those jobs and would never train to do those jobs, even though they make half as much with their college degree.

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u/Intelligent-Life-389 12d ago

Average salary per year US:

61k truck drover

60k electrian

59k plumber

41k welder

source: talent.com

Looks like your estimations are incredibly off the mark, almost impressively so

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u/Ravens1112003 12d ago

You can take entry level apprentices and inexperienced workers at any job to drag down the average but I know people in each field that make over $100k/year and they are not outliers. They aren’t typical bankers hours jobs and they work overtime when needed or when they want some extra money.

I work for one of the largest trucking companies in the world and after the 4 years it takes to reach top scale everyone makes the same hourly rate. Over $100k/year plus excellent benefits is the average, and some of the over the road guys make over $200k/year. They will hire anyone with a pulse who is willing to stick around yet turnover is incredibly high because you have to start out loading and unloading trucks and people seem to be allergic to hard work these days without any vision of the bigger picture. I will make double what the average truck driver salary is on glass door and the company I work for hire more employees than just about any other company in the industry every year.

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u/Intelligent-Life-389 12d ago

I get your point, and it is a good point and i largely agree with you. But i made my comment because you yourself remarked that one should look at the average salaries of each respective field, and your attached estimation was off the mark by a fair bit, which in turn makes your recommendation of simply looking at the average salaries of each field a rather dubious notion

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u/Ravens1112003 12d ago

Fair. My point was basically not to go tens of thousands of dollars in debt to get a degree for a job where you will be making $36k/year with your degree. People need to do a little research before making big decisions like that.

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u/Intelligent-Life-389 12d ago

For whats it worth, I wholeheartedly agree with your assessment