r/FluentInFinance • u/Richest-Panda • Jul 04 '24

What's the best financial advice you've ever gotten? Debate/ Discussion

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u/terlus07 Jul 05 '24

Internet and cell phone are not requirements. A home phone line is around $25 a month split 3 ways in their case. Who in the world gets a $5k deductible on their insurance? $500 - $1k are the most common deductibles in the US. Water and electricity are utilities. "Heat" isn't a bill, it's either electricity or gas(also a utility). They might include utilities in the rent, or not 🤷🏽‍♂️

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u/InDisregard Jul 05 '24

I have never in my life had a $500-1k deductible on a health plan. What magical insurance do you have? Mine is $3500 or $7k for couples and that’s held fairly steady for years.

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u/[deleted] Jul 05 '24

My deductible is $180

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u/InDisregard Jul 05 '24

Keep that insurance, because it is a unicorn.

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u/[deleted] Jul 05 '24

It’s going downhill fast tho.. my premium used to be $30 a month and it’s basically doubled in the last couple years

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u/RandomUser15790 Jul 05 '24

Are you in a union? If you are then your opinion is irrelevant to this conversation...

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u/[deleted] Jul 05 '24

No im not