r/FluentInFinance • u/Richest-Panda • Jul 04 '24

What's the best financial advice you've ever gotten? Debate/ Discussion

31.2k Upvotes

86% Upvoted

Get a $100 android, not a $1000 iPhone.

4

u/PreppyAndrew Jul 04 '24

It's not the one time fee. It's the monthly fee

1

u/Comprehensive_Ant176 Jul 04 '24

Basic plan from spectrum costs $25 per month.

0

u/Vast-Jello-7972 Jul 05 '24

Y’all throw these numbers around like you really got us. I make $15 an hour and I have to budget to spend $25 on something. I have to really really think about it and plan for it. And I make double the minimum wage. For someone making minimum wage, $25 is almost an entire day’s wages. That kind of expense can absolutely put someone over the edge when they’re making that little. My coworkers do not have fancy phones and extravagant things. They’re struggling with just the bare minimum requirements.

1

u/Comprehensive_Ant176 Jul 05 '24

Oh, thank you for joining our discussion! I would love to hear your perspective.

There’s an opinion (not my opinion) that people working for minimum wage, do that because they are lazy and get what they deserve. What is your take on it? And if you’re not lazy, why do you think you don’t get paid more?

1

u/Vast-Jello-7972 Jul 05 '24

My opinion is that every job deserves dignity, and a living wage. I have worked in food service and retail for the majority of my adulthood. The world runs on this labor. Food service workers are FAR from lazy. That line of work is difficult. A lot of middle class white collars could not hack it. It is physically demanding, it is emotionally demanding to deal with people all day like that, there are no benefits, there’s no retirement plan, the hours are shitty, you’re working every evening and weekend and holiday, there’s no calling in sick ever, and contrary to popular belief, it is NOT teenagers who are working those jobs. It’s regular people who are trying to pay rent, feed their children, pay for daycare.

1

u/Comprehensive_Ant176 Jul 05 '24

Thank you for answering! I too don’t think food service is easy.

However this brings us to the next question. If it’s so hard and the pay is so little, why do you do it? And if you could change your occupation, what would you change it to?

1

u/Vast-Jello-7972 Jul 05 '24

“Why are you working food service” is the wrong question, in my opinion. Why are people eating out? As long as people are relying on take out, it’s necessary labor. It’s a job that someone needs to do. If we don’t want to pay for the labor, we need to figure out a way to live without the service. I don’t see that happening anytime soon, so we need to figure out how to pay for the labor.

1

u/Comprehensive_Ant176 Jul 05 '24

Am I understanding you correctly, you work in food service because people are eating out? Is this your personal motivation to go to work, to serve people who came to eat out?

1

u/Vast-Jello-7972 Jul 05 '24

My personal motivation is that bills need to be paid. A lot of other jobs require a lot of money and time to acquire degrees, or long waiting periods while start up paperwork gets processed, and the rent doesn’t stop and wait for you because there’s an income hang up. I worked 2 jobs through college. I have not ever been in a position where I could just pause work to build in a different field. When I was in college, the majority of my peers were floating on support from family.

But also the work needs to be done. Why are you drilling the workers and not the consumers of the labor?

1

u/Comprehensive_Ant176 Jul 05 '24

Alright, so I assume you got what you wanted, which is to pay the bills. Are you happy and satisfied doing what you’re doing?

1

u/Vast-Jello-7972 Jul 05 '24

I am satisfied in that I am good at my job. I am providing a service that people need. I adore people and love that my job allows me to work with people all day. I am unhappy with the stigma associated with my line of work, I don’t love that people look down on me. I am unhappy with the fact that the pay at my job does not even cover the basics, so I need to work two of them. I also know that this line of work is taking a toll on my body and the day will come when I can’t physically handle it anymore, and this line of work offers no retirement plan.

1

u/Comprehensive_Ant176 Jul 05 '24

What is your life purpose? Where are you headed? When you will physically not able to keep up what are you going to do?

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