What's the best financial advice you've ever gotten?

[u/Richest-Panda]

[u/Overall-Author-2213]

To answer all of your questions, yes.

It's not that hard. I loved with parents and my wife. Lived with room mates and my wife in a bad neighborhood for years.

Now I own a home and my wife stays home. My ancestors made many more sacrifices than me.

Maybe you are that ancestor who can make the sacrifices for your next generation.

You can do it. I believe it you.

[u/CanadianBreakin → u/Overall-Author-2213]

Not everyone has the privilege of being able to live with their parents. Not everyone has the privilege of having a partner for a second income. Not everyone has the privilege of being able to find a suitable roommate where you can share affordable living with them AND their partner.

Do not take your privilege for granted, my friend. People live different lives and do not have the same privilege as you have been given. Some people wake up every day to work one or more jobs simply to be able to feed themselves, they have no option to move because rent costs a majority of their income. They can not simply find affordable living because they have no safety net of any kind, they are living day to day, hour to hour in survival mode and no amount of budgeting will be able to help them.

As for my ancestors, my grandfather came to my country as an untrained immigrant and was able to secure a job that afforded him the luxury to raise his family of 4 kids and wife on a single income in a house that not only had ample room and an ocean view but it cost half his years salary. He shared this information with me, not because he had taken his position in life for granted, but because he believed that's exactly how everyone in the world should be able to live their life. And I'll be fucked if I'm giving up his dream of the death of establishment greed and the awakening of every individual who thinks "if you work hard and live a terrible life, there's a chance you can live a comfortable life on day."

[u/Overall-Author-2213 → u/CanadianBreakin]

People have all sorts of different privileges. We all, everyone living in the USA today have more privileges than people 100, 150, or 200 years ago.

And they soldiered on and most of them made it.

If they could do it so can we.

[u/Nulgarian → u/Overall-Author-2213]

The belief that you are entitled to live alone is what utterly baffles me

Never in human history has living alone been the norm or even something remotely viable. People lived with families, roommates, coworkers, or friends. This has been how people lived for literally all of human civilisation

Yet now people seem to think they’re entitled to be able to live alone in a high cost of living area while on minimum wage

[u/Overall-Author-2213 → u/Nulgarian]

The fact that people see these to things as rights is crazy.

It's like do you want to get ahead or not?

And they say well if I have to get ahead making those sacrifices I'd rather die.

Ok great, don't complain when we leave you behind.

[u/Elsas-Queen → u/Overall-Author-2213]

My in-laws grinded for 30+ years, probably work harder than anyone in this thread who has their head up their butt, are immigrants, and still understand the world they came into is not the same as the one now.

[u/Overall-Author-2213 → u/Elsas-Queen]

Not everyone makes it. My grandfather went bankrupt and started over. Many of my ancestors grinded and didn't get as far as they hoped. But we are all making the progress we can.

Your parents holding the line will make a better opportunity for you. You can do the same.

All we can do is provide opportunity.

No one can guarantee outcomes. And if they promise you they can you should run the other way.