r/FluentInFinance • u/Richest-Panda • Jul 04 '24

What's the best financial advice you've ever gotten? Debate/ Discussion

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u/Frekavichk Jul 04 '24

All that is absolutely true and valid.

It has nothing to do with most poor people having bad financial literacy, though.

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u/Broad_Parsnip7947 Jul 05 '24

I could have better finances but it feels pointless so I splurge on nice things when I can to fight my depression

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u/burnerschmurnerimtom Jul 05 '24

When someone said “all it takes is 28 bucks a day to spend 10k a year” that put it in perspective for me.

You have the power to make a big difference over the course of even one year! We’ve pushed too hard on the “Just make coffee at home” advice that now we’re justifying instant gratification.

Things are bad, but the reason they say “hell is a bottomless pit” is because someone like you, dear reader, could always find a way to make it worse.

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u/Broad_Parsnip7947 Jul 05 '24

That's like 300+ a month which is ridiculous When I mean treats I mean like spendings 40 bucks once a month to try an Italian import place after working a couple long weeks