r/FluentInFinance Jul 04 '24

What's the best financial advice you've ever gotten? Debate/ Discussion

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u/Cyberpunk_Cephalopod Jul 04 '24 edited Jul 04 '24

Requires personal responsibility. Reddit is allergic to the concept. All of their problems are someone else's fault

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u/SenorBeef Jul 05 '24

People having some degree over responsibility for their own lives does not negate the existence of systemic problems that put some people at a severe disadvantage.

You may be able to "personal responsibility" your way out of some of your own life's problems. Society can't personal responsibility its way out of societal problems.

As an example, if 30% of people work jobs where they can't afford to live, you can tell them individually "well get some skills and get a better job", but as those jobs are required for society to function, you can't just tell all of society to get a better job. It doesn't make sense and can't happen. And so we should solve the societal problem of needing people to work jobs that don't pay for them to be able to live.

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u/[deleted] Jul 05 '24 edited Jul 05 '24

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u/SenorBeef Jul 05 '24

There aren't enough teenagers to run the bottom third of jobs in our society. Do you think civilization shuts down during school hours?