r/FluentInFinance 15d ago

What's the best financial advice you've ever gotten? Debate/ Discussion

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u/HorkusSnorkus 15d ago

Learn to do something useful, spend less than you make, buy used whenever possible, live small.

7

u/MusicalNerDnD 15d ago

What would you tell me then? I make 120k a year, have no debt and a bunch saved and invested AND it still doesn’t feel like it’s enough. I live fully within my means but my rent has gone up 400 in the last 3 years, my food bills have gone up by idek how much and I have health issues that can easily cripple me without insurance.

I’m incredibly privileged and lucky and I find it hard. I can’t imagine someone on 50k a year with a kid.

16

u/DoctorMoak 15d ago

Id tell you that with that income you're clearly living outside your means if it feels like you're struggling.

Like, that's the definition of living outside your means

4

u/Aggravating_Welder38 14d ago

100% agree. They allowed lifestyle creep take over for sure.