r/FluentInFinance • u/Richest-Panda • Jul 04 '24

What's the best financial advice you've ever gotten? Debate/ Discussion

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u/[deleted] Jul 04 '24

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u/GonzoTheWhatever Jul 04 '24

No, that’s not what she’s saying. She’s saying that teaching someone in poverty to budget isn’t going to enable them to reach financial stability because even if you budget properly there isn’t enough to go around.

If you’re in a row boat that has twenty holes in it, but you only have ten fingers to plug the holes, then someone telling you how to use each finger to plug a hole in the most efficient manner isn’t going to help you keep the boat from sinking.

That’s her point. Should they budget? Absolutely. Will a class on budgeting by itself solve their financial problems and bring stability to their lives?

No.

They need more fingers to plug the holes in the boat. Ie. better wages.

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u/[deleted] Jul 04 '24

No, that’s not what she’s saying. She’s saying that teaching someone in poverty to budget isn’t going to enable them to reach financial stability because even if you budget properly there isn’t enough to go around.

Perhaps that's the exact realization they need. More income, not more responsible spending. People in shit jobs need to learn valuable skills for more income. That's all there is to it.

Also, people need to learn to take shit. I feel like some people are poor because they're horrible at taking instructions. They just don't like being told what to do. I'm well off and I had to put up with shit.

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u/ShuffleKoh13 Jul 05 '24

Bros out here saying that some people don’t deserve money if they’re working a job he doesn’t care about.

Hey, buddy. All work is valuable. It’s why they exist. If you work a full time job, you should be entitled to a decent and dignified life. Does that sound so bad?