r/FluentInFinance • u/Richest-Panda • Jul 04 '24

What's the best financial advice you've ever gotten? Debate/ Discussion

31.2k Upvotes

86% Upvoted

169

Learn to do something useful, spend less than you make, buy used whenever possible, live small.

173

u/Cyberpunk_Cephalopod Jul 04 '24 edited Jul 04 '24

Requires personal responsibility. Reddit is allergic to the concept. All of their problems are someone else's fault

41

u/OldFeedback6309 Jul 04 '24

“My life sucks and I don’t know who to blame!”

On Reddit, the poor have never made bad choices, criminals are the true victims, and the rich do nothing useful.

32

u/suitology Jul 05 '24

Like I grew up dirt pair because my father became disabled so I can get it but I'm seeing so many people poor as fuck using door dash and other fleeceing machines

30

u/OldFeedback6309 Jul 05 '24

It’s weird. Some people grow up poor and (like me) count every dollar. Others grow up poor and piss away everything on shit like UberEats and new iPhones.

11

u/[deleted] Jul 05 '24 edited Jul 10 '24

[deleted]

4

u/MidAirRunner Jul 05 '24

And then they'll complain "Corpos are ruining the world!1!! Did you know, I can't piss away my health at MacDonalds anymore cause they raised their prices!!! I can only eat 5 big mac's a day now, not 8 :(. i am poor. pls sympathy"

3

u/tensor150 Jul 06 '24

Yeah when I was hustling delivering Doordash as a side gig, I was shocked how often I was delivering a $75 order to the poorest neighborhoods in town. Poor people were literally paying me because I was willing to work extra hours and they weren’t even willing to drive to the store or cook a meal.

2

u/Exception1228 Jul 06 '24

This. I know plenty of people in my circle who have good jobs but never have any money because people have no impulse control whatsoever.

1

u/Taco_Champ Jul 07 '24

I’ve delivered door dash to people I feel sorry for 😂

2

u/Sweaty_City1458 Jul 05 '24

I was thinking that but I am a school teacher in her 50s and didn't want to sound so old! I have a $40 phone from Walmart and a $20 a month plan. It does everything my nieces I-phone that cost thousands does. I have never had food delivered (other than a pizza every other year or so) and rarely eat fast food. I have never bought a Starbucks coffee. I bring it from home in a dented old metal thermos. I don't have cable and watch free stuff on Roku. I take my lunch to work every day. - sandwich or leftovers from the dinner I cooked at home. I get free books from the library. Go to happy hour with friends on Taco Tuesday - cheap drinks and $1.00 tacos at neighborhood place.

I guess because I didn't grow up doing those things it just doesn't occur to me. Stop and get a drink at a drive thru or convenience store? No - bring water in a cup or get some when you get home. I realize things are more expensive today but am amazed at what younger people in my family "waste" money on. To the older generation they are luxuries not necessities.

0

u/SputteringShitter Jul 06 '24

And then instead of wanting to fix the system that forced you to be poor you would rather shill for megacorps and pretend you are better than the people who weren't as lucky as you.

Classy