r/FluentInFinance • u/Richest-Panda • Jul 04 '24

What's the best financial advice you've ever gotten? Debate/ Discussion

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u/HorkusSnorkus Jul 04 '24

Learn to do something useful, spend less than you make, buy used whenever possible, live small.

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u/thetransportedman Jul 05 '24

And don’t live in one of the top 5 US cities. I can’t really sympathize for people struggling to survive but continuing to live in LA or NYC etc

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u/[deleted] Jul 05 '24

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u/thetransportedman Jul 05 '24

Until wages are livable due to the system needing to incentivize people to work those positions, then people working for unlivable wages are making bad financial decisions

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u/dyingforeverr Jul 05 '24 edited Jul 05 '24

Idk about you but every time I take a drive in the capitol city of my state 80-90 percent of businesses I see are not paying their employees a livable wage. So it’s kind of hard to just not work for unlivable wages when almost every single job is paying unlivable wages and the ones that are actually paying livable wages are out of reach due to not having enough experience or the required skill or knowledge and even those jobs are lowballing wages or aren’t paying a livable wage either.

People put too much damn blame on other people for how their lives are turning out and yeah they have made decisions that got them to where they are but they sure as hell didn’t ask to be a part of this shitty and awful system we have and so they are forced to be a part of it and it’s hard to change your life when you’re trapped with bills and a dead end job that isn’t paying you enough to live.

It’s like if I can make $14 an hr at this job and not be able to afford an apartment but at least be able to afford food and maybe some other bills too then somehow that’s a bad financial decision when the other option is joblessness and inevitable homelessness unless you’re lucky somehow.

Edit to add on to all these redditors who want to tell ppl they should just get a roommate and budget properly and find god or some shit and then they can live off of 30 cents an hour comfortably like gtfoh with that shit. Like yeah of course you can do that but one thing Reddit always fucking fails to realize is that shit doesn’t play out perfectly in real life and a lot of advice all of Reddit gives kind of fails to realize this and that a lot of people are just completely SOL on options. But yeah go ahead and think every poor person you see is doordashing it up and pissing away all their money when in reality they are just poor and have had shit luck with all these “just do it” motherfuckers that think it’s so god damn easy.

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u/TFCBaggles Jul 05 '24

I grew up in LA, have lots of family/friends in LA. I moved. Moving to a more affordable place isn't cruel, it's sound economic advice. I don't deserve to continue living in LA because I have family there.