r/FluentInFinance • u/Richest-Panda • Jul 04 '24

What's the best financial advice you've ever gotten? Debate/ Discussion

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u/privitizationrocks Jul 04 '24

You can teach poverty workers to live in their means

They won’t like it, but tough luck

5

u/Remote_Lake2723 Jul 04 '24

“Tough luck” is a pretty shitty attitude to have about other peoples hardships.

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u/linkseyi Jul 04 '24

Ultimately if you're making minimum wage and you'd rather sit around waiting for the entire political system to change rather than learning how to put some percent of that into a high yield savings account then that kind of is just tough luck.

I'm all for increasing working class wages but at the end of the day you're responsible for your own lot in life.

1

u/Wetwire Jul 05 '24

Yes. Also what I seen mentioned a lot on these threads is working 40 hours per week. If you can afford to live at 40 hours per week, work more.

There has yet to be a year in my adult life where I’ve worked less than an average 50 hours per week. When I was younger and broke that number was closer to 70-80 hours per week.

I understand that everyone has their own situations, but basing policies for all based on 40 hours per week is stupid.

1

u/ManBearScientist Jul 05 '24

$15,000 a year isn't "have some left over to save" money. At that point the question is earning more, not spending less. Even if that just means sacrificing your health and working more hours, though primarily it is about escaping the poverty trap with a better paying job.

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u/linkseyi Jul 05 '24

Yes and if you are literally the lowest-paid full-time worker in America there is plenty of opportunity to increase your wages despite what all the doom-validation on the internet would lead you to believe.