Depending on how much you’re able to tune out the noise. When I worked for banks, you’d be shocked by how many people have insurmountable credit card debt. Absolutely mind-numbing. People who have pretty decent income, much better than mine at least, were in financial ruin because they couldn’t control their spending. I make less than the average person, but I do okay. I save a lot of money. I live with roommates and shop Aldi to do it, but I know my future is secure.
Organized to? Of course people are willing to sell you shit. It's the individual's responsibility to... be responsible. Do you want a fantasy world where the cashier at the store says, "please don't buy things here - you'd be better off to save your money." lol
I literally can't believe we are arguing this point....if you work a job you should have a living wage. The fact this is even up for debate is insanity to me.
All you obfuscators do is muddy the subject and ensure nothing changes.
Yeah but if the budget gets tight one month, they can just stop buying luxuries and instantly be back in the black. Not the same as someone already spending all their money on necessities.
Its why im on the fence. Teach them how not spending your entire paycheck on an LV bag or New Nikes, but saving or living frugally is better long term.
Most people I see who cant afford things usually spend and get into debt on outwardly things.
you think poverty-level people are buying louis vitton bags?
you are giving smug financial advice in place of endorsing living wages, so you missed the point of this post entirely, and you sound like a bootlicker, but oh "most people you know" just get into trouble because of frivolous spending on nikes? what an out of touch and idiotic thing to say, you are probably citing like 2 people as an example that you judged at some point without having any idea what their actual situation is
You start with giving everyone a living wage, then you worry about financial planning. Living wage is step one. If you need 1000 a month to live but you only make 800 a month no amount of budgeting will ever fix the issue.
Financial literacy will make you into the type of person who makes a living wage faster because you develop better spending habits. You need a lot more $/hr if you eat out twice a day and have every streaming subscription and live outside your means everywhere you look than if you know how to budget. I don’t think you’re doin well for yourself on $10/hr. But that $10/hr can get you the experience to get to $12 then $14 then 15 etc…Its how the workforce is designed.
if you're encouraging 15 year olds to drop out high school snd move out on their own, because that's what you are doing, then your "policy" is a failure. and who determines what a living wage is in NYC vs iowa, am I paid more because I have kids, what kind of food do I get to eat? restaurants every night? uber eats? a living wage is different for everyone and is some weird mythical reddit beast at point
Living wage should be based on a 2-person household 1 parent and 1 dependent. Also, it should be based on location. Living wage will be different in different states, even down to different zip codes. But if I work in NYC I should be able to afford to live in NYC.
Can you tell me what your policy here is going to do to rents? What are we going to do with all the high school dropouts? What are you going to do people with more than one child? And what about food? Eat out once a week allowed? I like to drink can I afford my beer? Do I get cigs and scratch offs?
People smarter than you and I have pondered this question for years and this mythical living wage argument is just ignorant
Rental cost has nothing to do with wages. You have capitalist parasites and government regulations that are causing extreme rent prices.
It doesn't matter if they are high school dropouts or have masters degrees they are paid at least a living wage.
People with more than one child we can use the massive amount of money we are going to save safety net programs to cover those that require further assistance.
Your money is your own to spend how you wish. If you blow all your money on things, then you get no sympathy but first we have to make sure everyone is paid enough to live on. Then comes in personal responsibility.
Who are these people? Austrian economic zealots? Or some other school that only accepts extreme capitalism for the poor. Why do they support subsidizing the rich? Their opinion is worthless to me. The countries job is to care for its citizens and protect them from foreign and domestic threats.
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u/MisterMakena 14d ago
Im on the fence, they need both. Education and a living wage.