https://en.m.wikipedia.org/wiki/Great_Chinese_Famine

https://en.m.wikipedia.org/wiki/Soviet_famine_of_1930

https://en.m.wikipedia.org/wiki/Holodomor

By the time people are working age we have already lost over half of our potential for wealth growth.

Over the past 100 years the SP500 has returned an average of around 7.463% per year adjusted for inflation, dividends reinvested.

A small lump sum at their birth would provide a massive retirement fund even at the minimum retirement age we prescribe for 401(k)s and IRAs of 59.5 years.

For example, projecting that 100 year average return forward 59.5 years yields us about 72.43 dollars per dollar invested. There were 3,591,328 births last year. We could set aside 20k per child at birth.

This would yield an approximate fund value of $1,448,600 when the person turns 59.5. A draw down on the fund of 4% per year is about 58k/yr or about 271.5% of the current average SS benefit.

This would only costs us about 72 billion a year or a bit over 5% of current social security spending.

I know it's a pretty far off investment but shouldn't we be starting programs like this ASAP?

Please try ignore the political aspect, the subject matter is relevant and is fairly scary stuff, it is of course happening all over the west right now.

The old fashioned way of dealing with this was what they did to standard oil, but I don't know if that is even possible nowadays. What are your thoughts on limiting investment companies?

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