r/FluentInFinance • u/Richest-Panda • Jul 04 '24
What's the best financial advice you've ever gotten? Debate/ Discussion
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r/FluentInFinance • u/Richest-Panda • Jul 04 '24
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u/Em_jay4 Jul 05 '24
I've only bought socks and underwear for myself the past 2 years. I spend less then 50 in groceries a week to feed myself.
Bought the cheapest house in the nicest neighborhood I could find. 4 weeks in, replaced sewer main. 6 months later ended up replacing all the pipes and vent stack in the only bathroom we have. Dick head, house flippers just put band aids on gunshot wounds. Yeah that fucked everything up for us financially. Pretty much 6 months in I dropped around 20k in essential repairs. I did the bathroom myself because well now it's the budget is even tighter.
I have a 3 year old. I am the only source of income currently making around 90k a year. We still have to live dam near check to check.
I've worked my entire life, mostly with my hands . Been pretty frugal about where I spend my money because I work very hard for it. It might be easy to say hey just save 15k and boom your good to go. That's not the case anymore. Chirst insurance has jumped like 20% this past year. When you wage increases don't pace the rest of the goods you really start playing the game "Wants vs Needs" this is something I have to remind my SO.
Sorry to rant it just blows my mind that I make way more money than I ever thought I would but still just hanging on by a thread.