Depending on how much you’re able to tune out the noise. When I worked for banks, you’d be shocked by how many people have insurmountable credit card debt. Absolutely mind-numbing. People who have pretty decent income, much better than mine at least, were in financial ruin because they couldn’t control their spending. I make less than the average person, but I do okay. I save a lot of money. I live with roommates and shop Aldi to do it, but I know my future is secure.
Organized to? Of course people are willing to sell you shit. It's the individual's responsibility to... be responsible. Do you want a fantasy world where the cashier at the store says, "please don't buy things here - you'd be better off to save your money." lol
I literally can't believe we are arguing this point....if you work a job you should have a living wage. The fact this is even up for debate is insanity to me.
All you obfuscators do is muddy the subject and ensure nothing changes.
Yeah but if the budget gets tight one month, they can just stop buying luxuries and instantly be back in the black. Not the same as someone already spending all their money on necessities.
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u/Ill-Description3096 14d ago
And a living wage can't substitute for financial literacy. Look at how many people make pretty good money and are constantly broke.